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2020 Holiday Contest Rules and Regulations

This Contest is operated by Educators Financial Group Inc.

  1. No purchase necessary.
  2. The Contest is open between December 1, 2020 to December 13, 2020.
  3. To enter the 2020 Holiday Gift Basket contest, you must sign up to Educators Financial Group’s eNewsletter as described on the main contest page. Only subscriptions from the form specified on the main contest page are guaranteed to be counted. Subscriptions must be verified to be included as entries.
  4. There will be a total of one (1) gift basket, valued at $200 (two hundred dollars), awarded from all entries received during the contest period.
  5. Prizewinner will be selected via a random draw to be held on Monday, December 14, 2020.
  6. Chances of winning are dependent on the total number of entries received.
  7. Prizes must be accepted as awarded.
  8. All Contest submissions must be received by 11:59pm EDT Sunday, December 13, 2020.
  9. Educators Financial Group is not responsible for any lost, late, illegible, or misdirected entries.
  10. To be eligible to enter, a person must (1) be a resident of Ontario, (2) have reached the age of majority in their province of residence, and (3) not be an employee, representative or agent of, or domiciled with an employee, representative or agent of, Educators Financial Group, its affiliates, marketing, and advertising agencies, suppliers, or contest judges.
  11. All decisions of the contest judges are final and binding on all entrants and without appeal.
  12. The winning entrant will be contacted by email.
  13. In order to claim the designated prize, winning entrant will be required to: correctly answer a mathematical skill-testing question to be administered by mail or phone; sign and return a standard liability release and publicity release within 14 days of prize notification; and otherwise comply with all Contest Rules.
  14. If a winning entrant cannot be contacted or has not responded within a reasonable time, is not eligible in accordance with these Contest Rules, does not correctly answer the mathematical skill-testing question, does not sign and return any requested document within the specified time, or otherwise comply with these Contest Rules, the selected entrant will be disqualified and will not receive the designated prize and another entrant will be selected.
  15. By entering the Contest, each entrant agrees and acknowledges that Educators Financial Group and Ontario Secondary School Teachers Federation, their affiliates and advertising and promotions agencies, and each of their respective employees, officers, shareholders, representatives, directors and agents (collectively ‘Releasees’) are not responsible for and shall not be liable for any injury or other damage to person or property of any kind or any other liability, which may be caused, directly or indirectly, from accessing, downloading or transmitting any material from the contest website or is otherwise related to the Contest or prize. Entrants assume all liability for any injury or damage caused, or claimed to be caused, directly or indirectly, in whole or in part, relating to this Contest or prize.
  16. Educators Financial Group reserves the right to substitute a prize with one of equal or greater value and to cancel, suspend or amend the Contest without prior notice at any time and for any reason.
  17. Personal data gathered by Educators Financial Group will be used to administer this Contest. No further informational or marketing communications will be received by entrants unless entrants provide explicit permission to do so as indicated on the entry form. Please see Educators Financial Group’s Privacy Policy at educatorsfinancialgroup.ca/privacy/ for information on its policy towards maintaining the privacy and security of your information.
  18. All entries become the property of Educators Financial Group.
  19. By entering this Contest, all winners consent to the use of their name, city of residence, comments and/or photograph, without compensation, in any publicity carried out by Educators Financial Group in connection with this Contest.
  20. For a winner’s list, send a self-addressed stamped envelope after December 28, 2020 and before January 31, 2020 with a request to: Holiday Gift Basket – Winner’s List Educators Financial Group, Attention: Marketing Team 2225 Sheppard Avenue E., Suite 1105, Toronto, Ontario, M2J 5C2.
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