Skipped to content anchor

The amount of money you have ready to invest today.

The recurring amount you intend to invest. Even small, regular contributions can make a significant difference over time.

Fine-tune your investment plan

The amount of money you have ready to invest today.

The frequency of your ongoing contributions to your account.

The total number of years you plan to keep your money invested before you begin making withdrawals for your financial goals.

Years

The average annual rate of return you expect from your investment portfolio. Keep in mind that market investments experience fluctuations, and past performance doesn't guarantee future returns.

%

Your projected growth after 0 years

Based on your contributions and expected rate of return, this is how your money can grow over time. But this projection is just the first step. Connect with one of our Financial Advisors today to build an investment portfolio tailored to your unique goals and risk tolerance.

Total Investment Value

Total Growth

Total Contribution

Investment Tip: Boosting your contribution by just will add an extra to your total investment value. Even small changes to your savings add up over time.

Year Annual Contribution Cumulative Contribution Growth Cumulative Growth Total Investment Value

We're here to help you achieve your financial goals.

Assumptions

  • The initial contribution is assumed to be deposited at Year 0 and compounds immediately. Regular periodic contributions are assumed to be fixed amounts made at the end of each period.
  • The model assumes no contribution pauses, lump-sum top-ups, or changes in frequency. It also assumes no partial redemptions or distributions are taken during the term.
  • The entered rate of return is compounded annually, used solely for growth illustration, and is not a guarantee of performance. This model assumes a constant rate of return and does not account for market volatility or year-over-year fluctuations.
  • Projections reflect returns after the deduction of management fees (MERs), advisory fees, commissions, or administrative charges.
  • All figures are expressed in nominal dollars and are not adjusted for inflation. The actual purchasing power of the projected balance will be lower than shown.
  • This model does not account for income, capital gains, or dividend withholding taxes.
  • The results you received from this calculator are for information purposes only. The figures are not guaranteed, as they are based on assumptions that are certain to change.

Disclaimer

We want you to use and enjoy our website, but it is important that you understand:

This calculation is based on the accuracy and completeness of the data you have entered and a number of simplifying assumptions we have made, is for illustrative and general information purposes only, and is not intended to provide specific financial or other advice, and should not be relied upon in that regard. You should speak with an Educators Financial Group Financial Advisor before making a final decision to ensure any strategy meets your overall financial needs and that your personal circumstances have been considered.

Educators Financial Group does not make any express or implied warranties or representations with respect to any information or results in connection with the calculator. Educators Financial Group will not be liable for any losses or damages arising from any errors or omissions in any information or results, or any action or decision made by you in reliance on any information or results. Commissions, trailing commissions, management fees and expenses may all be associated with mutual funds. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently, and past performance may not be repeated.

For the optimal user experience, please use this tool on a desktop or laptop computer with a minimum resolution width of 1400 pixels with the most current browser version of Chrome, Firefox, Safari or Edge.

Read more in The Learning Centre

Visit The Learning Centre
Borrowing Investing Planning

Interest rates have changed – has your financial plan?
Hand holding clear ball blur - Educators SRI FAQ
Investing

Responsible Investing: you’ve got questions, we’ve got answers.
Young business man looking at trading charts reflecting in glasses, close up.
Investing

Timing the market vs. time in the market: why the best time to invest is now
Visit The Learning Centre